This disclaimer governs your use of our website; by using our website, you accept
this disclaimer in full. If you disagree with any part of this disclaimer, you must
not use our website.
(2) Intellectual property rights
Unless otherwise stated, we own the intellectual property rights in the website and
material on the website. Subject to the licence below, all these intellectual property
rights are reserved.
(3) Licence to use website
You may view, download for caching purposes only, and print pages from the website
for your own personal use, subject to the restrictions below.
You must not:
(a) republish material from this website (including republication on another website);
(b) sell, rent or otherwise sub-license material from the website;
(c) show any material from the website in public;
(d) reproduce, duplicate, copy or otherwise exploit material on our website for a
(e) edit or otherwise modify any material on the website; or
(f) redistribute material from this website.
(4) Limitations of warranties and liability
Whilst we endeavour to ensure that the information on this website is correct, we
do not warrant its completeness or accuracy; nor do we commit to ensuring that the
website remains available or that the material on the website is kept up-to-date.
To the maximum extent permitted by applicable law we exclude all representations,
warranties and conditions relating to this website and the use of this website (including,
without limitation, any warranties implied by law of satisfactory quality, fitness
for purpose and/or the use of reasonable care and skill).
Nothing in this disclaimer (or elsewhere on our website) will exclude or limit our
liability for fraud, for death or personal injury caused by our negligence, or for
any other liability which cannot be excluded or limited under applicable law.
Subject to this, our liability to you in relation to the use of our website or under
or in connection with this disclaimer, whether in contract, tort (including negligence)
or otherwise, will be limited as follows:
(a) to the extent that the website and the information and services on the website
are provided free-of-charge, we will not be liable for any loss or damage of any
(b) we will not be liable for any consequential, indirect or special loss or damage;
(c) we will not be liable for any loss of profit, income, revenue, anticipated savings,
contracts, business, goodwill, reputation, data, or information.
We may revise this disclaimer from time-to-time. The revised disclaimer will apply
to the use of our website from the date of the publication of the revised disclaimer
on our website. Please check this page regularly to ensure you are familiar with
the current version.
(6) Entire agreement
This disclaimer constitutes the entire agreement between you and us in relation to
your use of our website, and supersedes all previous agreements in respect of your
use of this website.
(7) Law and jurisdiction
This disclaimer will be governed by and construed in accordance with English
law, and any disputes relating to this disclaimer will be subject to the [non-]exclusive
jurisdiction of the courts of England and Wales.
(8) Registrations and authorisations
We are members of The Association of Chartered Certified Accountants. We are regulated
for a range of investment business activities by the Association of Chartered Certified
Accountants. We are required to adhere to The Association of Chartered Certified
Accountants Code of Ethics and Conduct which can be found at: